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Economy

Banking, markets, budget, trade, agriculture economy. Filter by topic or year.

23 questions

  • 2026 · Question 91 · Financial Markets

    Which of the following statements about Real-World Assets (RWA) Tokenization are correct ? 1. Tokenization is the process of turning real world assets into digital tokens using blockchain technology. 2. Tokenization of real world assets offers 24 × 7 access, promoting financial inclusion. 3. Tokenization of real world assets will allow the access to high growth investment opportunities for individuals in India. Select the answer using the code given below :

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2026 · Question 93 · Financial Markets

    Which of the following statements about M1xchange's role in Micro, Small & Medium Enterprises (MSMEs) financing is/are correct ? 1. M1xchange provides collateral based loans to MSMEs. 2. M1xchange facilitates discounting of invoices and Bills of Exchange for MSMEs. 3. M1xchange functions as a credit rating agency for MSMEs. Select the answer using the code given below :

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2026 · Question 97 · Financial Markets

    Which of the following statements about Crowdfunding is/are correct ? 1. Crowdfunding is solicitation of funds (small amount) from multiple investors through a web-based platform or social networking site for a specific project. 2. Small and Medium Enterprises (SMEs) are able to raise funds at lower cost of capital without undergoing rigorous procedures. Select the answer using the code given below :

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2025 · Question 7 · Financial Markets

    Consider the following statements : Statement I : As regards returns from an investment in a company, generally, bondholders are considered to be relatively at lower risk than stockholders. Statement II : Bondholders are lenders to a company whereas stockholders are its owners. Statement III : For repayment purpose, bond-holders are prioritized over stockholders by a company. Which one of the following is correct in respect of the above statements?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2025 · Question 8 · Financial Markets

    Consider the following statements : I. India accounts for a very large portion of all equity option contracts traded globally thus exhibiting a great boom. II. India’s stock market has grown rapidly in the recent past even overtaking Hong Kong’s at some point of time. III. There is no regulatory body either to warn the small investors about the risks of options trading or to act on unregistered financial advisors in this regard. Which of the statements given above are correct?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2024 · Question 42 · Financial Markets

    Consider the following statements : 1. In India, Non-Banking Financial Companies can access the Liquidity Adjustment Facility window of the Reserve Bank of India. 2. In India, Foreign Institutional Investors can hold the Government Securities (G-Secs). 3. In India, Stock Exchanges can offer separate trading platforms for debts. Which of the statements given above is/are correct ?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2023 · Question 21 · Financial Markets

    Consider the following statements : Statement–I : Interest income from the deposits in Infrastructure Investment Trusts (InvITs) distributed to their investors is exempted from tax, but the dividend is taxable. Statement–II : InvITs are recognized as borrowers under the ‘Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002’. Which one of the following is correct in respect of the above statements?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2023 · Question 73 · Financial Markets

    In the context of finance, the term ‘beta’ refers to

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2022 · Question 63 · Financial Markets

    Consider the following statements : 1. In India, credit rating agencies are regulated by Reserve Bank of India. 2. The rating agency popularly known as ICRA is a public limited company. 3. Brickwork Ratings is an Indian credit rating agency. Which of the statements given above are correct ?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2022 · Question 65 · Financial Markets

    With reference to Convertible Bonds, consider the following statements : 1. As there is an option to exchange the bond for equity, Convertible Bonds pay a lower rate of interest. 2. The option to convert to equity affords the bondholder a degree of indexation to rising consumer prices. Which of the statements given above is/are correct ?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2021 · Question 6 · Financial Markets

    Indian Government Bond Yields are influenced by which of the following? 1. Actions of the United States Federal Reserve 2. Actions of the Reserve Bank of India 3. Inflation and short-term interest rates Select the correct answer using the code given below.

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2021 · Question 13 · Financial Markets

    With reference to India, consider the following statements : 1. Retail investors through demat account can invest in ‘Treasury Bills’ and ‘Government of India Debt Bonds’ in primary market. 2. The ‘Negotiated Dealing System-Order Matching’ is a government securities trading platform of the Reserve Bank of India. 3. The ‘Central Depository Services Ltd.’ is jointly promoted by the Reserve Bank of India and the Bombay Stock Exchange. Which of the statements given above is/are correct?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2020 · Question 60 · Financial Markets

    In India, under cyber insurance for individuals, which of the following benefits are generally covered, in addition to payment for the loss of funds and other benefits ? 1. Cost of restoration of the computer system in case of malware disrupting access to one’s computer 2. Cost of a new computer if some miscreant wilfully damages it, if proved so 3. Cost of hiring a specialized consultant to minimize the loss in case of cyber extortion 4. Cost of defence in the Court of Law if any third party files a suit Select the correct answer using the code given below :

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2020 · Question 70 · Financial Markets

    With reference to the Indian economy, consider the following statements : 1. ‘Commercial Paper’ is a short-term unsecured promissory note. 2. ‘Certificate of Deposit’ is a long-term instrument issued by the Reserve Bank of India to a corporation. 3. ‘Call Money’ is a short-term finance used for interbank transactions. 4. ‘Zero-Coupon Bonds’ are the interest bearing short-term bonds issued by the Scheduled Commercial Banks to corporations. Which of the statements given above is/are correct ?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2018 · Question 56 · Financial Markets

    Consider the following statements : 1. The Reserve Bank of India manages and services Government of India Securities but not any State Government Securities. 2. Treasury bills are issued by the Government of India and there are no treasury bills issued by the State Governments. 3. Treasury bills offer are issued at a discount from the par value. Which of the statements given above is/are correct ?

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)
  • 2016 · Question 8 · Financial Markets

    With reference to ‘IFC Masala Bonds’, sometimes seen in the news, which of the statements given below is/are correct? 1. The International Finance Corporation, which offers these bonds, is an arm of the World Bank. 2. They are the rupee-denominated bonds and are a source of debt financing for the public and private sector. Select the correct answer using the code given below.

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    Source: UPSC, Civil Services (Preliminary), General Studies Paper I (opens in a new tab)